The Game
Standard 4-deck Blackjack. Beat the dealer without going over 21. You know the rules — here's what's different at VirtuAce.
Payouts
Blackjack3:2
Win1:1
Insurance2:1
Shoes & Sessions
Each session runs through a set number of shoes. Standard players get 5 shoes per day. 21 Club Pass holders get 15. When you cash out, your balance is locked in — you can't reload into the same session.
Tax
A small rake is applied to winnings at each stake level — it scales up at higher stakes. Shown in your session log breakdown.
Need the full rules?
Hit, Stand, Double Down, Split — all work as standard. Splits are allowed on any matching rank. Double Down is available on any two-card total.
Stakes
Eight stake levels across two tiers. Your stake is an account setting — it persists between sessions. Change it from the topbar between hands. Upgrade needs 10× the next stake's min bet in your balance. Downgrade available when balance drops below 10× your current stake's min bet.
Standard Tier
Hustlemin 5 · max 100
Grindmin 50 · max 1,000
Ascentmin 500 · max 10,000
Royalemin 5,000 · max 100,000
VIP Tier
High-Rollermin 50K · max 10M
Legendarymin 500K · max 100M
Mythicmin 5M · max 1B
Championmin 50M · max 10B · needs 50B balance
Practice mode (always available) uses Hustle limits with no wallet impact — access it from the lobby. Champion requires a minimum wallet balance of 50B ACE to unlock.
Side Bets
Optional bets placed before the deal. Tap the circles around the main bet to cycle through amounts. All side bets are independent of your main hand result.
Perfect Pairs
Bet that your first two cards form a pair.
Mixed Pair (2–9)8:1
Mixed Pair (10–A)10:1
Coloured Pair (2–9)10:1
Coloured Pair (10–A)15:1
Perfect Pair (2–9)25:1
Perfect Pair (10–A)50:1
21+3
Combines your two cards with the dealer's upcard into a 3-card poker hand.
Flush5:1
Straight10–15:1
Three of a Kind25:1
Straight Flush30–40:1
Suited Three of a Kind100:1
Crazy 7s
Pays on 7s appearing in your hand. More 7s = bigger multiplier. Dealer 7 adds a bonus.
First card is a 75:1
Second card is a 7+3:1
Two 7s20:1
Two 7s — same suit30:1
7 player + 7 dealer up10:1
Three 7s25:1
Three 7s — same suit50:1
Dealer Bust
Bet that the dealer busts. Pays more the more cards it takes the dealer to bust.
Bust in 3 cards1:1
Bust in 4 cards2:1
Bust in 5 cards6:1
Bust in 6 cards12:1
Bust in 7 cards25:1
Bust in 8+ cards50:1
Bonus Cards
Special cards that appear randomly in the shoe. When one lands in your hand it triggers automatically — no action needed.
Stamped Card — 1 in 17
Peek at up to 3 upcoming cards, then choose to increase your bet by up to your original wager before they're dealt.
Gold Card — 1 in 26
Grants a free Dealer Bust side bet worth 1× the table minimum. House money — no cost to you.
Scarface — 1 in 26
Instant payout of ½ the table minimum, added to your balance immediately.
Arrow Card — 1 in 26
Free double-down — no extra bet required. Land two Arrow Cards in one hand for a double-double-down.
Krueger — 1 in 26
Bust insurance: if you bust, you get back half your initial wager (side bets excluded).
Ice Card — 1 in 52
Instant payout equal to the full table minimum, added immediately.
Desert Card — 1 in 52
Full protection for that hand: any outcome that would be a loss or bust becomes a push instead.
Steel Card — 1 in 52
If you hit Blackjack with this card in hand, it pays 2:1 instead of 3:2.
Jesters — 1 in 52
Blood Jester — earns you a 2× leverage hand usable in a future round.
Plague Jester — the dealer adds an amount equal to your wager into the Plague Pot, which builds until it pays out.
Power-Ups
Purchasable upgrades that last one shoe. Buy them with loyalty points from the ⭐ panel. Standard players can hold 1 at a time; 21 Club Pass holders can hold 2.
Surrender Sally — Mid+
Lets you surrender against a dealer 10-upcard, recovering 75% of your bet. Normally surrender isn't available at VirtuAce.
Safety Net — Mid+
Any time you reach exactly 22 this shoe, you get back 50–75% of your bet (randomly determined) instead of a full bust loss. Stays active for the whole shoe.
Seven-Seeker — High+
Adds +2 to every Crazy 7s multiplier for the entire shoe. Example: 5:1 becomes 7:1, 25:1 becomes 27:1.
BJ Guard — Legendary+
If the dealer hits Blackjack, you get back a random 50–100% of your bet instead of a full loss. The exact amount is revealed when it triggers.
BJ Novak — Legendary+
Your Blackjack pays 2:1 instead of 3:2 for the whole shoe. Does not stack with a Steel Card — both give 2:1.
Points can also be spent on tokens: 2× Leverage (⭐35), Insurance token (⭐80), All Side Bets min (⭐30), Extra shoe (⭐50 standard / ⭐30 pass).
Prediction Markets
Bet on what's going to happen — before it does. Tap MARKETS in the top-left to open the panel.
Shoe Markets — Bet Any Time
Short-window bets that reset each shoe. Examples: "Blackjack in the next 3 hands?", "Dealer busts 2+ times in the next 5 hands?". Each market shows a live tracker so you can follow progress. Odds are fixed at the moment you bet — what you see is what you get.
Standard: 4 total per shoe, max 3 open at once, max 2 open next-N-hands at a time. Club Pass: 6 total per shoe, max 5 open at once, max 4 open next-N-hands at a time.
Whole-Shoe Markets
Bigger bets that run the length of a shoe: "Player wins 5 in a row this shoe?", "Dealer busts 15–17 times?". These lock once the shoe starts — bet before the first hand.
Standard: max 2 whole-shoe bets open at a time. Club Pass: no whole-shoe sub-cap (limited only by your overall 5 open / 6 total limit).
Season Markets
Monthly milestone bets: "Will [player] reach 1,000,000 ACE this month?". Settle at month-end — YES if the player hit the target, NO if not. Odds tighten as the month runs out.
Race Markets
First-to-reach bets between multiple players heading toward the same milestone. Multiple players, one winner.
Your Portfolio tab shows all open positions with live P&L, odds movement, and To Win amounts. Settled bets stay visible for one session for reference.
Loyalty Points ⭐
Earned automatically as you play. Spend them on power-ups and tokens between hands via the ⭐ panel.
How You Earn
Per hand dealt+1 pt
Per winning hand+2 pts
Per Blackjack+3 pts
Per side bet win+2 pts
Completing a shoe+10 pts
21 Club Pass Bonus
Pass holders earn 1.5× on all points. They also get 15 shoes per day (vs 5 for standard), 2 power-up slots per shoe, access to a free daily power-up, and higher PM shoe market caps (6 total / 5 open / 4 window vs 4 total / 3 open / 2 window for standard).
What to Spend On
Power-Ups (Sally, Net, Seeker…)35–60 pts
2× Leverage token45 pts
Insurance token80 pts
All Side Bets min60 pts
Extra shoe (standard)50 pts
Extra shoe (pass)40 pts